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Click here to view our MERP PLUS brochure

Click here to view the MERP PLUS presentation

The Medical Expense Reimbursement PLUS™ Plan is available only at IFCG.

While efficiently managing your company’s healthcare risks, costs and financial exposure, IFCG’s very own MERP™ Plan benefits companies and employees alike.  It’s guaranteed to result in peace of mind and security in the knowledge that the company cares for their overall health and safety.

The IFCG Medical Expense Reimbursement PLUS™ Plan is a cost-effective alternative for Canadian businesses to pay for all of their eligible Health and Dental Care expenditures.

Our MERP™ Plan allows you to fund the total cost of your eligible expenditures with pre-tax dollars, thus greatly reducing the expense to you.

The 100% tax deductible MERP™ Plan for Business owners with one or more full time employees is only available through one of IFCG’s expert advisors.  Our MERP™ Plan enables you (and your employees) to choose where to spend your benefit dollars, without the traditional limitations of most benefits plans.

Features…An IFCG MERP™ Plan allows:
• Any business owner to fully deduct 100% of their eligible medical and dental expenses with pre-tax dollars
• Covers catastrophic health care costs over $5,000 with Medical Stop Loss Insurance Protection
• Covers Out of Country Emergency Medical Care up to a lifetime maximum of $5,000,000
• Access to Rupert Case Management, a doctor working on your side as your own medical advocate to help you and your family navigate through any health care crisis.