The information contained on the pages of this site is subject to modification and update from time to time without notice. Independent Financial Concepts Group Ltd. cannot guarantee or ensure either the accuracy, completeness or authenticity of any site content, site functionality, or your transmission of any site content from the site to you.
Other World Wide Web sites which may provide access to this site by hypertext links are entirely independent of this site. Any direction by third party to this site shall not, in any manner be construed as an endorsement by Independent Financial Concepts Group Ltd. of such party's World Wide Web site, products or services.
The site does not, and it is not intended to, provide any financial, insurance, legal, accounting, or tax advice, and shall not be relied upon by you in that regard.
You agree that your use of the site shall be on "as is" basis entirely at your risk. Neither Independent Financial Concepts Group Ltd., nor any of its affiliated companies, nor any officer, director, or employee thereof, nor any other person associated with the creation of the site or its contents, shall be liable or responsible to any person for any harm, loss or damage that may arise in any connection with your use of the site, including
without limitation any direct, indirect, special, third party, or consequential damages. Without limiting the foregoing, Independent Financial Concepts Group Ltd. shall not be responsible for any detrimental reliance that you may place upon the site or its contents whatsoever.
The site shall not be used, or relied upon by you, as a substitute for your independent research or professional advice that is provided to you in direct consultation with a Independent Financial Concepts Group Ltd. representative.
If you would like further information concerning site contents or you wish permission to use, to reproduce, or to republish any site contents, please send your E-mail to Independent Financial Concepts Group Ltd.
You acknowledge and confirm that the Internet is not a secure medium where privacy can be ensured, and that complete security and confidentiality over the Internet is not possible at this time. Your confidential use of the site cannot be guaranteed and your acknowledge that your use of the site (including information you transmit to the site) may be subject to access by, or disclosure to, other persons. Without limiting any other disclaimer herein,
Independent Financial Concepts Group Ltd. shall not be responsible or liable for any harm that you or any other person may suffer in connection with any such breach of confidentiality or security.
Information provided by you through our Web site is used for Independent Financial Concepts Group Ltd. business purposes only in order to service your needs as a customer.
The laws of the Province of Ontario and the Federal laws of Canada applicable therein shall govern as to the interpretation, validity and effect of this Agreement and any use of the site. You hereby consent and submit to the non-exclusive jurisdiction of the courts of the Province of Ontario in any action or proceeding instituted under or related to this Agreement or your use of the site
This site has been developed by and is the property of Independent Financial Concepts Group Ltd. All information and materials contained on this site are protected by copyright, trademark and other intellectual property laws of Canada and other countries.
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